An Inability to Raise Capital

Puts Your Business at Risk

According to a national survey of independent business owners conducted by the Institute for Local Self-Reliance in partnership with the Advocates for Independent Business, of those businesses that applied for a bank loan in the last two years, 42% either failed to obtain a loan or received a loan for less than the amount they needed.

One consequence of this credit (capital) shortage is that many small businesses are either not adequately capitalized or are forced to rely on high-cost alternatives like credit cards.

Both scenarios make your business more vulnerable to failing.

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